SANa4all is the carefully chosen name and logo for our microcredit program, specifically designed to support families in our Adopt-A-Learner Program (AAL). “SAN” stands for Stichting Ama Namin, while “Sana” means hope or wish in Filipino, reflecting our vision to offer hope for a better future.

The number “4” combined with “all” symbolizes that this initiative is for everyone. It is inspired by the popular Filipino expression “Sana all,” which expresses the wish that everyone experiences something good.

Our logo is bright yellow and depicts a house, a family, and a piggy bank, symbolizing the importance of saving for the future.

How the Microcredit Program Works
For a modest amount—enough to start a small home-based business—we first conduct an interview with each family. We listen carefully to their stories and ideas and tailor our support to their capabilities. After explaining the terms orally, we put them in writing and have them sign the agreement. They repay the loan in fixed monthly installments without interest until the full amount is paid off within 10 months.

The repaid funds are then reinvested to help other families on the waiting list, giving them the opportunity to start their own businesses and improve their living conditions. In this way, with one loan, we can continuously support more families and build the community further.

If we see that the business is thriving, they can apply for an increase in their loan amount as long as they continue to meet the agreed-upon monthly payments. Regular reporting on the progress of their business is essential for transparency and accountability.

Since this concept is new to them, we provide ongoing guidance and coaching. We teach them basic accounting—how to calculate profit—offer hygiene tips, and share effective sales techniques. They receive support in various areas, and I personally pass on my technical knowledge and skills to them.

Daily Commitment to Strengthening Families
We are almost daily involved in this effort, ensuring that participants not only learn how to make products but also develop essential life skills such as discipline, time management, networking, collaboration, and effective planning. The main products are handcrafted goods typical of the region.

Our goal is to enable them to work efficiently and sustainably.

Action Plan
The products made by the families are sold by mothers who are unable to make products themselves. In the Netherlands, we seek sponsors and donors who are willing to purchase these products as gifts for their families in the Philippines. A dedicated team then takes care of the packaging and logistics for transport to the Philippines.

So far, we have helped six families with microcredit.

In the coming months, we will compile a collection of their products and sell them to ensure that their businesses continue to thrive.